One of the most popular tax deductions for homeowners is mortgage interest, which is the annual amount of interest paid on your mortgage. It's frequently the most profitable as well, especially for first-time homebuyers whose payments typically go more toward loan interest in the initial years of a mortgage.

For first-time buyers, a mortgage interest tax credit could be very lucrative. A portion of the mortgage interest payments made by homeowners who have received a Mortgage Credit Certificate from a state or local government can be refunded as a tax credit. These certificates are typically obtained through a mortgage lender. According to Bankrate, mortgage certificate credit rates vary by state and can range from 10% in Virginia to 30% in Florida.

Use IRS Form 8829 to submit your home business expenses if you use any area of your home, apartment, or condo "exclusively and regularly" for your own business or a side gig. Renters can also take advantage of these deductions.

There are some home-related expenses that you cannot deduct from your income, despite the fact that homeowners are eligible for many tax breaks. 

Your mortgage's down payment
any payments made on a mortgage toward the loan principal

Cost of utilities such as gas, electricity, and water

Homeowner's or fire insurance

Maintaining the lawn or cleaning the house

Any decrease in the value of your house

Everybody has a different tax situation. We advise speaking with a tax expert who is knowledgeable about both federal and state tax laws before making any significant tax decisions.

​Mental Health Effects of Clutter

Although clutter obviously has an impact on your physical space, some people are unaware that clutter can also have detrimental effects on your mental health.

Of course, clutter doesn't affect everyone in the same way. For instance, someone who has a perfectionist streak may find clutter to be more stressful. But by becoming conscious of how much clutter you have and whether it causes you any stress, you'll be better able to determine whether there's a chance for you to change your physical space and enhance your mental health.

An increase in stress
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Idealistically, home should be a place where we can unwind and relax, but clutter can make that difficult. According to one study, women who reported having more clutter in their homes had higher levels of cortisol throughout the day than those who had less clutter.

Having Trouble Focusing

In fact, clutter can be annoying. Our brains are only able to concentrate on a certain array of situations at once. Therefore, if you're trying to work from home and are surrounded by clutter, for example, the clutter may truly make it more difficult for you to think clearly. Procrastination According to research, those who have cluttered homes have a propensity to put off important tasks.

Start taking care of your mental health by scheduling a declutter service by calling PittMovers at 412.444.8177 today!

Let's take it one day at a time, you've got this :) !

Research says that the average person will move a total of 12 times in their lifetime. Therefore moving is an inevitable task for everyone, so just like anything else we repeat  in life, we should strive to get better on every attempt, and we would like to help you do just that. See List Below. 

We have put together  some very useful tips that will save you tons of money on your next moving project whether that is with us here at PittMovers or one of our competitors.  

Tip #1: Disassemble and reassemble any large furniture items that you are able to on your own. This will save hours of tedious labor charges on your  final bill. Now, not everyone is handy, but if you are that handy person that everyone calls when things break, this  tip is for you!

Tip #2: Consolidate your boxes to one central location. Move all of you boxes in to one room so that the movers don't have to go on a scavenger hunt searching for boxes through the home . This is another tedious labor task that can cost you a few extra hundred dollars on your final bill for services. 

Tip #3: Expose all items that you would like the movers to take. If your movers have already started loading your moving truck and get surprised with a last minute piece of furniture, it could require a significant portion of the truck to be reloaded. This could be a moving nightmare , this could easily  be the cause of at least an hour of additional charges. 

Tip #4: Have all items packed and ready to GO! This may seem pretty obvious  or redundant but believe it or not, over half of our clients are still packing things on the day of their move.  And this could lead to the same issue listed above in   Tip #3.  

To sum it all up, preparation is key, especially when using hourly moving labor! The more prepared you are for your move,  the more money you will SAVE!!